Last modified: February 1, 2013
The Website is only intended to be accessed and used by individuals that are 18 years of age or older. Please do not access or use the Website if you are under the age 18.
Your Conduct. In using or accessing the Website you agree:
• not to use the Website for fraudulent purposes;
• not to "spam" others or "phish" for others' personal information;
• not to create or use a false identity on the Website;
• not to disrupt or interfere with the security of, or otherwise abuse, the Website, or any services, system resources, accounts, servers or networks connected to or accessible through the Website or affiliated or linked websites;
• not to disrupt or interfere with any other user’s enjoyment of the Website;
• not to use, frame or utilize framing techniques to enclose any Marks or other proprietary information (including Content);
• not to use meta tags or any other “hidden text” utilizing a Mark or product name without Green Dot’s express written consent;
• not to “deeplink” to the Website without Green Dot’s express written consent;
• not to attempt to obtain unauthorized access to the Website or portions of the Website that are restricted from general access; and
• not to use the website in a manner that is defamatory, inaccurate, abusive, vulgar, hateful, harassing, obscene, profane, sexually oriented, threatening, invasive of a person's privacy, violates any third party proprietary rights, or is in violation of any law or regulation.
Third Party Websites and Services. The Website may contain links to third party websites and services, including, without limitation, those for co-marketing partners, advertisers, issuers and social networks. These links are provided as a convenience to you. You acknowledge that Green Dot has no control over any such third party websites and services, which are made available by companies or persons other than Green Dot. You acknowledge and agree that Green Dot does not endorse, verify, or make any representations regarding these third party websites and services and is not responsible for the availability of, and any liability arising from, any such third party websites and services. Accordingly, you acknowledge that Green Dot is not liable to you or any other party for any loss or damage which may be incurred by you as a result of these third party websites and services.
Disclaimer. GREEN DOT MAKES NO REPRESENTATION OR WARRANTY IN CONNECTION WITH THE WEBSITE OR CONTENT, ALL OF WHICH ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. GREEN DOT HEREBY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT, WITH RESPECT TO THE WEBSITE, CONTENT AND ANY THIRD PARTY WEBSITE OR SERVICE. GREEN DOT DOES NOT WARRANT THAT THE WEBSITE OR CONTENT WILL MEET YOUR REQUIREMENTS, THAT THE WEBSITE OR CONTENT ARE FIT FOR ANY PARTICULAR PURPOSE, THAT THE OPERATION OF THE WEBSITE OR CONTENT WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, THAT TRANSMISSIONS OR DATA WILL BE SECURE, THAT YOUR ACCOUNT INFORMATION WILL BE ACCURATE AND UP-TO-DATE, OR THAT THIS WEBSITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES, WORMS, TROJAN HORSES, CANCELBOTS OR OTHER HARMFUL COMPONENTS. GREEN DOT DOES NOT WARRANT OR MAKE ANY REPRESENTATION REGARDING THE USE OR THE RESULTS OF THE USE OF ANY CONTENT IN TERMS OF THEIR CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE. YOU (AND NOT GREEN DOT) ASSUME THE RISK OF USING THE WEBSITE. APPLICABLE LAW MAY NOT ALLOW THE DISCLAIMER OF CERTAIN WARRANTIES, SO THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU.
Limitation of Liability. IN NO EVENT AND UNDER NO CAUSE OF ACTION, INCLUDING, WITHOUT LIMITATION, NEGLIGENCE, SHALL GREEN DOT AND ITS AFFILIATED ENTITIES OR ANY OF THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES OR AUTHORIZED AGENTS (COLLECTIVELY, THE “GREEN DOT PARTIES”) BE LIABLE FOR ANY DAMAGES, CLAIMS OR LOSSES INCURRED (INCLUDING, WITHOUT LIMITATION, COMPENSATORY, INCIDENTAL, INDIRECT, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES), HOWEVER CAUSED, AND UNDER ANY THEORY OF LIABILITY, EVEN IF A GREEN DOT PARTY IS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, CLAIMS OR LOSSES, ARISING IN CONNECTION WITH: (A) THE WEBSITE, INCLUDING, WITHOUT LIMITATION, ANY ACCOUNT OR CONTENT; (B) YOUR USE OR INABILITY TO USE THE WEBSITE, INCLUDING, WITHOUT LIMITATION, ANY ACCOUNT OR CONTENT; (C) ANY THIRD PARTY WEBSITE OR SERVICE USED IN CONNECTION WITH OR AVAILABLE THROUGH THE WEBSITE; (D) UNAUTHORIZED ACCESS TO OR ALTERATION OR LOSS OF YOUR TRANSMISSIONS OR DATA OR OTHER INFORMATION THAT IS SENT OR RECEIVED IN CONNECTION WITH THE WEBSITE; OR (E) ERRORS, SYSTEM DOWN TIME, NETWORK OR SYSTEM OUTAGES, FILE CORRUPTION OR SERVICE INTERRUPTIONS.
APPLICABLE LAW MAY NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY OR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATIONS AND/OR EXCLUSIONS MAY NOT APPLY TO YOU.
Force Majeure. Green Dot will not be responsible for any delay, failure in performance or interruption of service, resulting directly or indirectly from acts of God, acts of civil or military authorities, civil disturbances, wars, strikes or other labor disputes, fires, transportation contingencies, interruptions in telecommunications or Internet services or network provider services, failure of equipment and/or software, other catastrophes or any other occurrences which are beyond Green Dot’s reasonable control.
TECHNOLOGY PRIVACY STATEMENT
Last modified: February 1, 2013
This Privacy Statement may be updated or modified by Green Dot from time to time. We will notify you of any material changes by revising the date at the top of the policy and, in some cases, we may provide you with additional notice (such as adding a statement to our homepage or sending you an email notification).
Whenever you visit or interact with the Website, Green Dot, as well as any third-party advertisers and/or service providers, may use a variety of technologies that automatically or passively collect statistical, technical and navigational information about our visitors, and information about how the Website is accessed and used ("Usage Information"). Usage Information may include, in part, browser type and version, Flash version, operating system, the page served, the time, and the preceding page views. This statistical data provides us with information about the use of the Website, such as how many visitors visit a specific page on our Website, how long they stay on that page, whether they complete applications or information fields on a web page, which product pictures or other hyperlinks, if any, they "click" on. We collect this information in order to determine which areas of our Website are most popular; to tailor our Website to your specific interests, participation or requests; to improve user experience for our visitors; for security and authentication purposes; and to deliver a more personalized web site service and experience, including by recognizing certain choices you have made on our Website so you do not need to re-enter these choices when you return to our Website, or by notifying you of incomplete applications or registrations.
We also automatically collect your IP address or other unique identifiers ("Device Identifier") for the computer, mobile device, technology or other device (collectively, “Device”) you use to access the Websites. A Device Identifier is a number that is automatically assigned to your Device when you access a website or its servers, and our computers identify your Device by its Device Identifier.
Green Dot or our third-party service providers may use both text-based cookies and other types of cookies (e.g., "flash"- or java-based cookies). In order to limit the acceptance of or disable "flash" cookies, you must access the management panel of the Adobe Flash Player installed on your computer. To learn more about the management panel of the Adobe Flash Player and the management of "flash" cookies, please access the following link: http://www.macromedia.com/support/documentation/en/flashplayer/help/index.html.
WHAT DOES GREEN DOT CORPORATION DO WITH YOUR PERSONAL INFORMATION?
|Why?||Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.|
|What?||The types of personal information we collect and share depend on the product or service you have with us. This information can include:
|How?||All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Green Dot Corporation chooses to share; and whether you can limit this sharing.|
|Reasons we can share your personal information||Does Green Dot Corporation share?||Can you limit this sharing?|
For our everyday business purposes–
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
|For our marketing purposes–
to offer our products and services to you
|For joint marketing with other financial companies||No||We don’t share|
|For our affiliates’ everyday business purposes–
information about your transactions and experiences
|No||We don’t share|
|For our affiliates’ everyday business purposes–
information about your creditworthiness
|No||We don’t share|
|For nonaffiliates to market to you||No||We don’t share|
|Questions?||Go to www.moneypak.com|
|How does Green Dot Corporation protect my personal information?||To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.|
|How does Green Dot Corporation collect my personal information?||We collect your personal information, for example, when you
|Why can’t I limit all sharing?||Federal law gives you the right to limit only
|Affiliates||Companies related by common ownership or control. They can be financial and nonfinancial companies.
|Nonaffiliates||Companies not related by common ownership or control. They can be financial or nonfinancial companies.
|Joint marketing||A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
|Depending on where you live, you may have additional privacy protections under state law. We will comply with applicable state laws before sharing nonpublic personal information about you. We may do this by sending a separate notice of those rights to you. For example, if you are a resident of California or Vermont, we will not share with nonaffiliates except for our everyday business purposes or with your consent.|
If there are questions or concerns regarding a transaction with Green Dot Corporation, please contact the Colorado Division of Banking at 303-894-7575 or by mail at:
Colorado Division of Banking
1560 Broadway, Suite 975
Denver, Colorado 80202
Consumer complaints should be in writing, providing as much detail as possible. Please include the following information:
The Commissioner of Financial Regulation for the State of Maryland will accept all questions or complaints from Maryland residents regarding Green Dot Corporation at 500 North Calvert Street, Room 402, Baltimore, Maryland 21202-3651, (888) 784-0136.
If you have a complaint, first contact the consumer assistance division of Green Dot Corporation at 1-866-795-7597, if you still have an unresolved complaint regarding the company's money transmission or currency exchange activity, please direct your complaint to the Texas Department of Banking